Frequently Asked Questions

Here are the answers to the most commonly asked questions we receive:

What are short-term loans?

These are the same thing as payday loans and other unsecured lending options. They are advances for small amounts of money that help you make ends meet until your next paycheck. They are ideal for emergency expenses that arise between paydays, like medical expenses, forgotten bills, or car repairs.

How can I get one?

You can apply on our website by clicking "start now" wherever you see it. This will take you to our short, secure form. We will ask you for some basic bank account, contact, and employment information. Our sign up form is completely free, and we will let you know if you are matched within moments after you submit your information.

How much money can I qualify for?

The amount of your approved figure will depend mainly on your income. However, most of our lenders give advances as large as $1500.

When do I have to repay what I owe?

Most balances usually come due on your next payday, for your convenience. Your specific due date will be specified in the agreement you sign.

How much does the convenience cost?

The cost of your service will depend on your provider. Please contact your company with questions regarding cost.

What happens if I can't repay the balance?

Thankfully, our lenders offer some flexibility with repayment options. On the due date, you basically have three choices. First, you can pay the amount of the balance plus the finance charge (in other words, pay the amount owed in full). Alternatively, you could pay the finance charge and part of the balance and roll the service over for more time to repay. You can roll it over, or extend it, for an additional finance charge. Finally, you can pay just the financing fee when the amount comes due and roll it over. Ask your representative for specific details.

Make sure to get fiscally fit before you start abusing direct personal loans.