How Direct Personal Loans Work

If you would like to know more about direct personal loans before you sign up, get the information you need here. We'll explain the benefits, how you qualify, and how the process works.

What Direct Personal Loans Can Offer

Direct personal loans are a convenient, quick source of funds for people who need cash immediately. Compared with other loans, direct personal loans have several unique advantages. First and foremost, direct personal loans have unparalleled accessibility. Virtually anyone with a job and a bank account can qualify. With traditional loans, you almost always have to go through a cumbersome and time-consuming credit check process that also disqualifies many people. Here are some other benefits of direct personal loans:

Get up to $1500 cash
Quick approval decisions
Easy online sign up form
Automatic deposit and withdrawal
Have funds in your account as soon as the next possible business day
Almost anyone can qualify
Repay when your next paycheck arrives

Qualifications for Direct Personal Loans

It's easy to qualify for direct personal loans. You will need:

To be a U.S. citizen
To be at least 18 years old
A job or other source of regular income
A checking or savings account that is active
Minimum income of $1000/month
Direct deposit on your paychecks
Additional requirements may apply

Direct Personal Loans: The Process

Getting direct personal loans can be broken down into four simple steps. We provide a step-by-step guide of the entire process below.

Sign up online. Fill out our simple request form.
Get matched. When matched, a representative will contact you via phone to complete the process. Most of our visitors do not have to fax in any supporting documentation.
Funds deposited on the next possible business day. You may access your money by the next possible business day after signing up. This means that, if you sign up during normal business hours, you could have access to your loan when you wake up the next morning.
Repay the loan on your next payday. Most direct personal loans are arranged to come due on your next payday. When your payday comes, the amount of the loan plus a finance charge will automatically be deducted from your account.

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